HOW IT WORKS Lay-Buy makes it easy for you to buy the products and services that you need by paying for them via a down payment and up to three monthly instalments. AFFORDABLE: Our calculator allows you to select the down payment you can afford to layby today and the amount of months you need to pay off the product.
CONVENIENCE: Payments are automatically setup between you and the seller with no manual payments by either party.
FLEXIBLE: You can also call us to settle a Lay-Buy order earlier at any given time.
CHOICE: The buyer gets to select the down-payment % they wish to pay immediately, and how many months they want the Lay-Buy to run for.
5 SIMPLE STEPS
1. CHECKOUT Select Lay-Buy payment option at checkout.
2. CHOOSE YOUR PLAN Payment calculator makes it easy for you to set up your own payment plan.
3. PAY DOWN-PAYMENT ONLY Pay only down-payment portion amount.
4. SCHEDULED PAYMENTS Payments are then processed on the scheduled date YOU set.
5. RECEIVE MERCHANDISE Receive the item or service shortly after your last payment. No interest charges ever, no membership fees ever – NO DEBT. Lay-Buy can be applicable to a selection of goods and services, including Appliances, Christmas shopping, Computers/Laptops, Electronics, Furniture, Home Goods, Jewelry, Shoes,Travel/Flights and Vehicles.